This article written by Simon Johnson is another in a long line of commentary that is not supported by facts or solutions.  Obviously there is a lot of stress directly stemming from the situation in Europe and it will effect banks.  Currently banks in the United States have some of the highest capital and liquidity...Read More

The disaster that is Moody’s (MCO) has finally struck again with a massive downgrade of five of the six largest U.S. banks.  These downgrades come despite some of the highest historical liquidity and capital ratios in the banks histories, and improving credit metrics.  Why Moody’s can operate in an oligopoly when their service is complete...Read More

This article makes no sense to me whatsoever as basically Sheila Bair is advocating banks taking on more long term debt to fund their businesses.  The remaining Big 4 banks have robust deposit franchises that fund their business at a low cost.  These are not brokered deposits such as companies like Countrywide Financial were reliant...Read More

This article discusses the way that even established European companies are having to come to U.S. banks to meet their lending needs, due to the deleveraging process in Europe.  This is very important as U.S. banks profits have been hamstrung by a variety of things with one of them being lack of credit demand.  Smart...Read More

U.S. banks posted their highest quarterly profit since mid-2007 in the first quarter.  It’s amazing to see where these stocks are trading at right now despite their strong profitability.  Lending activity decreased in the quarter which is not a positive for the U.S. economy, but frankly is to be expected due to all of the...Read More

At T&T Capital Management we are firm believers that all credit default swaps should be on regulated exchanges.  The value of these products is far less than the overall risk that they present to the global economy and financial markets in general.  Even worse the lack of transparency is pervasive and while they are an...Read More