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TTCM Newsletter

Our newsletter explores emerging trends and important news.  Stay current on the subjects that affect your money and investments.  Explore the wide range of topics in our newsletter by clicking any of the links below.

7-Year Anniversary, Nasdaq Down 4%

Dear Investors, October 11th marks our 7th anniversary since we started T&T Capital Management in 2011.  We cannot express to you how thankful we are to each and every client for entrusting us with your hard-earned assets.  Our mission has not changed one iota.  We want to provide what we believe to be the best...
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Wealth Disparity and Rational Financial Management

I recently read a WSJ article about a retirement community in Northern California that has become divided due to one group wanting to spend $300K to build a pickleball court, and one group that opposes it because they don’t want to see their association fees increase.  The article rings a tone of income inequality, which...
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Puerto Rico Fiscal Board Likely to Increase Projected Budget Surplus

Dear Investors, As expected, the economic reality in Puerto Rico continues to improve. Recovery funds have stimulated growth in a similar manner that we have seen from other natural disaster-stricken areas.  That doesn’t mean that Puerto Rico has become the new Hong Kong and is now a thriving economy, just like Rome was not built...
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Man Loses 96% of his Wealth on Crypto

Dear Investors, I came across an interesting article of a man that invested around $120K into bitcoin in November 2017.  In just one month, that investment turned into $500,000.  In the ensuing Crypto Crash, this man lost 96% of his initial investment, which would put his account at about $4,800.  There are a few things...
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Seth Klarman on Value Investing in Bull Market

Dear Investors, I came across a really great article this morning that I wanted to pass on to you, as it is highly relevant in today’s market environment. In a bull market, the person that looks smartest in the short-term is generally the one that is most aggressive.  Almost always, those people get burned in...
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TTCM Investment Research on ALLY Financial

Dear Investors, One of our favorite investments in today’s market is the common stock of ALLY Financial (ALLY).  This is a company that we have done quite well on over the years, but that has improved the fundamentals of its business at an even faster rate.  Our investments in ALLY have generally been centered on...
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Significant Recent Developments for Bond Insurers and Puerto Rico

Dear Investors, Earnings season is almost over and has been a very busy time as usual. There are a lot of positive developments occurring with most of our investments. Some of this has been obscured by global concerns over Turkey and emerging markets, but over time the fundamentals of the businesses themselves are what matters....
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Blog Introduction—In Defense of Value Investing

Dear Investors, Today we are launching our new blog www.ttvaluetalk.com. The point of the blog is to educate and inform investors on beneficial investment and financial strategies that we employ at T&T Capital Management. While we have done a newsletter for years, our content has been kind of hidden within the website, so we felt...
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Valuations and Future Expectations

Dear Investors, Many of you may remember the rhetoric in the aftermath of the Financial Crisis and the corresponding bear market, that market participants might be permanently scared-off from the stock market. The crisis and loss of wealth was just so severe, coming just eight years after the Tech Bubble burst, leaving investors down for...
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