The S&P 500 has done very little in the last 10 years and while moving forward we are starting from a lower base, it is unlikely that we are going to see the exceptional returns we saw in the 1980’s and 1990’s.  Therefore to succeed in growing your portfolio in this environment it is essential to utilize tools such as high yield fixed income, dividend producing equities, and stock options to generate income and reduce risk.  To invest successfully it requires diligent research and analysis which we provide to clients so that they can have a strong understanding of the strategies employed in their portfolios.  Many firms will charge extremely expensive brokerage fees to execute trades which directly impacts investment performance, but instead at T&T Capital Management we utilize the best and most inexpensive discount brokers to keep transaction costs at a minimum.