This article correctly points out the ridiculousness of investor paying loads on funds. It significantly reduces your principal and us usually a terrible idea, particularly if you aren’t likely on holding the fund for at least a decade. Very few of the best mutual funds charge load fees so if your advisor is pitching you products with a load, it is very likely they are looking out for their own interests over your own.
INVESTING IN THE FINANCIAL MARKETS INVOLVES RISKS. OPTIONS ARE NOT SUITABLE FOR ALL INVESTORS.