One development that really should have come out of the financial crisis is a stronger change in the credit rating business. These companies should only be paid by investors and should not be mandatory at all. These agencies provide a false cushion to investors whom have shown a willingness to buy securities they don’t understand such as CDO’s, because many of these securities were highly rated by the credit rating agencies. These firms constantly are changing their criteria and because of their backwards looking nature, instead of protecting investors, they throw gasoline on the fire at the worst time possible.
INVESTING IN THE FINANCIAL MARKETS INVOLVES RISKS. OPTIONS ARE NOT SUITABLE FOR ALL INVESTORS.