Just some things to consider in determining the best type of IRA for you.  Don’t make the mistake of not fully funding your IRA and 401-K.  It’s easy to find reasons not to do it, but if you are serious about having the type of retirement that you want, you really need to do everything...Read More

This short article in the WSJ talks about the Forex trading company FXCM.  The company believes that about 70% of clients lose money, and to be honest I’m surprised the number is not higher.  While regulators seem to be standing with pitchforks outside of banks I’m amazed at the lack of investor protection in relation...Read More

KB Home (KBH) reported disappointing earnings last week.  The company attributed much of the blame to buyers struggling to get mortgages.  While I do think KBH is actually one of the more reasonably priced home builder’s,  I don’t think that this industry is the best way to play the rebound in housing.  The reason for...Read More

If this article is true and Corzine lied so blatantly in front of Congress than he is truly delusional.  It’s just another case of an individual acting as though the clients money that his firm is entrusted with is actually just his playpen. The CFTC needs to adopt SIPC insurance after this incident has exposed...Read More

While so much anxiety has been built up surrounding Europe, Japan’s troubles have kind of slid under the radar. There are some serious structural problems with the economy and demographics which are creating an unsustainable situation in terms of their indebtedness.  Fortunately they do have the ability to print their own currency which should help...Read More

This article sheds some light on how these double leveraged ETF’s and ETN’s work.  After having a bad experience with (TBT) which is the ultra-short 20 year treasury ETF, I will never use one of these again.  It really comes down to knowing exactly what you are buying, and due to the way that these...Read More

Fortune Magazine did a great job profiling Banco Santander (STD) Chairman Emilio Botin who has built a family run Spanish regional bank into the largest European bank by market capitalization.  I really appreciate his philosophy of buying banks with an international presence during a period of turmoil, and then helping them recover through incorporating his...Read More

http://seekingalpha.com/article/453981-aig-is-too-good-a-long-term-idea-to-pass-up INVESTING IN THE FINANCIAL MARKETS INVOLVES RISKS. OPTIONS ARE NOT SUITABLE FOR ALL INVESTORS.Read More

http://seekingalpha.com/article/453621-general-motors-stock-price-is-far-too-pessimistic?source=email_rt_article&ifp=0 INVESTING IN THE FINANCIAL MARKETS INVOLVES RISKS. OPTIONS ARE NOT SUITABLE FOR ALL INVESTORS.Read More

Famed value investor David Dreman is still finding attractive opportunities in both energy and financials.  Dreman takes a more diversified approach then we advocate at TTCM, where we tend to take more concentrated positions.  The psychology has changed in the markets over the last few years and pessimism is still highly prevalent even after the...Read More