Below you’ll find a link to today’s recorded webinar. I’d strongly suggest that you take the time to watch it. It is very important to understand that most of the market is extremely expensive and risky. This is the case in both equities and fixed income. Over the short-term, it is impossible to know what will happen but the reward/risk ratio is not very good. In our portfolios’, we own stocks that are incredibly undervalued, mainly in financials and to a lesser extent energy. Many of these stocks have the opportunity to double or triple over the next 5 years and I view most as having a very low level of risk over a longer-term time frame. In addition, we have a collected a tremendous amount of option premium over the last few years, most of which expires in January of 2016. This premium offers us protection in a market selloff and attractive income prospects. I believe this is the best opportunity to invest with us since 2011, as the discount to intrinsic value is incredibly large currently. The below webinar should help explain my thinking and if you have any questions, please don’t hesitate to contact me!